To effectively minimize the time commitment from you and the time commitment to

qualify your company, Rancho Santa Fe Mortgage Corp (“Lender”), has gone to great

lengths to simplify this package and include all items necessary to grant a quick approval.

We ask that you read each section and compete the application thoroughly. If your

company has easily formatted supplements that can replace sections of this application,

please include them and make a quick note in the appropriate section. The following

documents are required for each application:

Wholesale Broker Application

Wholesale Broker Agreement

Executed W9 Form

   all branches)

Copy of any D.B.A or Fictitious Name Statements (if applicable)

Copy of any ABA affiliations and licenses.

   YTD financial statements. Note: if your company does not have audited

   financial statements, then a copy of the internally generated financial

   statements signed by the CFO, principal or authorized party is acceptable.

   obtained.

   Once you have completed the Application Package, please mail to the following:

We look forward to working with and supporting you and your company. If you have

any questions regarding this application, please feel free to contact our office or your

account executive at any time.

Legal Name: _______________________________________________________________

DBA(s): __________________________________________________________________

Address: __________________________________________________________________

City: ____________________________ St. _________________ Zip: ________________

Website: __________________________________________________________________

Phone: _______________________________ Fax: ________________________________

Primary Contact: _______________________________Title: ________________________

Primary Contact Email Address: _______________________________________________

Type of Entity (Check One):

Corporation Partnership State Charter Bank Sole Proprietorship Limited Partnership

Limited Liability Company Federal Charter Bank Other __________________________

Date Organized: ________________________ State Organized In: ________________________

Broker of Record: _______________________________________________(First, Middle, Last)

SS#: _____/___/_____ DOB: ______________________ % Owner of Company: ______________%

Principal: ______________________________________________________(First, Middle, Last)

SS#: _____/___/_____ DOB: ______________________ %Owner of Company: _______________%

Principal: ______________________________________________________(First, Middle, Last)

SS#: _____/___/_____ DOB: ______________________ % Owner of Company: ______________%

Principal: ______________________________________________________(First, Middle, Last)

SS#: _____/___/_____ DOB: ______________________% Owner of Company: _______________%

(If additional principal(s) exist please attach additional sheet to insure that total percentage ownership total is 100%)

None Complete list which includes type of business, contact and location information, and % owned

is attached.

AK AL AR AZ CA CO CT DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WV WI WY

Note: For each state checked provide a clear copy of the license, and if the license shows expired, please include a copy of the renewal.

How is your company licensed?

California Finance Lender,(CFL) # ____________________________________________________

Residential Mortgage Lender (CRMLA) #/Exp Date: _______________________/ ______________

Dept of Real Estate, (DRE) #/Exp Date: _________________________________/_______________

Does your company maintain Branch Locations? Yes No

(If yes, please include all branch license information)

Does your company maintain Net Branch affiliations? Yes No

(If yes, please include all branch license information, and a copy of Branch Manager Agreement)

Location: ______________________________________________________________________________

Branch Manager: _______________________________________________________________________

Contact E-Mail Address: _________________________________________________________________

Phone/Fax: ______________________________________/ _____________________________

License Info: __________ __________ __________________ __________________

State Exp Dt. License # License Type

Include separate sheet if your company has additional branches, and include all of the above information.

Company Name: _______________________________________________________________________

Contact Name / Phone: _____________________________________ / ____________

Company Name: _______________________________________________________________________

Contact Name / Phone: _____________________________________ / ____________

Company Name: _______________________________________________________________________

Contact Name / Phone: _____________________________________ / ____________

Rate Sheets Email(s) __________________________________________________________

Fax # _____________________________________________________________

Marketing Email(s) ___________________________________________________________

Fax # ______________________________________________________________

Updates Email(s) ___________________________________________________________

Fax # ______________________________________________________________

Contract/Legal Email(s) ___________________________________________________________

Fax # ______________________________________________________________

If your company has specific communication preferences that cannot be completed above, please attach a separate sheet.

Under penalty of perjury, I certify that:

1. The number shown on this application is my correct taxpayer identification number, or I am

waiting for a number to be issued to me, and

2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b)

I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup

withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me

that I am no longer subject to backup withholding, and

3. I am a U.S. person (including a U.S. resident alien)

If you are a sole proprietor and have an EIN, you may use either your SSN or EIN. However, the IRS

prefers that you use your SSN. If you are a single-owner LLC that is disregarded as an entity separate from its owner, enter your SSN (or EIN, if you have one). If the LLC is a corporation, partnership, etc. enter the entity’s EIN.

1. Has the applicant, its parent(s) or any of its Officers, Senior Management, Directors, Partners or

Owners ever been subject to an order, judgment, action or decree enjoining or disbarring it, him or her from acting as a lender, underwriter, broker, HUD mortgagee, servicer or in any other mortgage related capacity? Yes No

2. Has the applicant, its parent(s) or any of its Officers, Senior Management, Directors, Partners or

Owners ever been removed from an approved lender list, including FNMA, GMNA, HUD, FHLMC, or

VA? Yes No

3. Has the applicant, its parent(s) or any of its Officers, Senior Management, Directors, Partners or

Owners ever been denied, suspended, or disqualified from selling or servicing mortgages by any investor or agency? Yes No

4. Has the applicant, its parent(s) or any of its Officers, Senior Management, Directors, Partners or

Owners ever been subject to bankruptcy proceedings? Yes No

5. Has the applicant, its parent(s) or any of its Officers, Senior Management, Directors, Partners or

Owners, over the past 12 months, been required to or repurchased any funded loan? Yes No

6. Has the applicant, its parent(s) or any of its Officers, Senior Management, Directors, Partners or

Owners presently involved in any pending litigation? Yes No

7. Has the applicant, its parent(s) or any of its Officers, Senior Management, Directors, Partners or

Owners ever been convicted in a civil or criminal proceeding? Yes No

8. Has the applicant, its parent(s) or any of its Officers, Senior Management, Directors, Partners or

Owners had any judgments entered against it, him or her in the past 12 months? Yes No

9. Has the applicant, its parent(s) or any of its Officers, Senior Management, Directors, Partners or

Owners ever been subject to an order, judgment, or decree enjoining it, him or her from engaging in any activities in connection with any type of business transactions including the purchase or sale of a security? Yes No

10. Has any of your Officers, Senior Management, Directors, Partners or Owners been employed by

an institution within two (2) years before or after its debarment by HUD? Yes No

11. Has your license ever been suspended or revoked? Yes No

Rancho Santa Fe Mortgage Corporation is committed to making home financing available to consumers by originating and purchasing sound residential mortgage loans to credit worthy borrowers and by servicing such loans and engaging in collection activities related to such loans in a fair and equal manner. We conduct our business in accordance with the federal Fair Housing Act and Equal Credit Opportunity Act, and applicable state laws. We prohibit differential treatment of applicants on the basis of their race or color, national origin, religion or creed, sex, marital status, familial status, handicap or disability, or age (provided the applicant has the capacity to contract), or the fact that all or part of the applicant’ income is derived from a public assistance program, or has in good faith exercised any right under the Consumer Credit Protection Act. We expect our brokers to conduct their business in a similar manner.

I, the undersigned HEREBY CERTIFY as follows:

RESOLVED, that the Company shall enter into the Loan Broker Agreement (the “Agreement”) (a copy

attached hereto) between the Company and Rancho Santa Fe Mortgage Corporation, which shall be

substantially in the form presented at this meeting and shall be executed by the Company on the same date as below.

RESOLVED, that the authorized person(s) agrees to execute and enter into the Agreement on behalf of the Company.

RESOLVED, that

Signature____________________________Name of Officer___________________Title____________
 

Signature ___________________________ Name of Officer___________________Title____________
 

Signature ___________________________ Name of Officer___________________Title   _________

be, and each of them hereby, is authorized and empowered to take all such steps and do all such acts and things as may be necessary and proper to carry out the purposes of the Agreement, and the performance and observance by this Company, at all times while the Agreement shall be in effect, of all covenants, conditions, warranties and obligations arising under the Agreement, including, but not limited to, the making and the execution of any necessary or desirable instruments, certificates, affidavits or other documents in connection with the Agreement, and from time to time to take any and all action to make, execute, verify record, file and deliver any necessary instruments and to do any and all other acts and things which they or any of them shall deem necessary or advisable in connection with the Agreement.

Signature Certification

All the information contained in this application and supporting information is true and complete to the best of my knowledge. Rancho Santa Fe Mortgage Corporation is authorized to check any sources name herein, perform a background investigation and obtain credit and other information concerning the Broker named herein, its principals, affiliates and employees. Federal law requires financial institutions to verify the identity of each person with whom they conduct business. Rancho Santa Fe Mortgage Corporation will verify your identity using the information provided on this application. In some instances, we may require additional information.

Principal’s Signature ________________________________________

Printed Name and Title ______________________________________

Date _____________________________________________________